01Generation / 01
CAM generation
Compose Credit Approval Memos in your bank's exact format, with deviation flags and inline policy citations.
Your template, your tiersClause-level citationsHuman-in-the-loop QC
HomeSolutionsLending intelligence
SolutionsCredit decisions.Connected.
From statement analysis to credit memos. One intelligent suite, configured to your policy and your workflow.
- 01 · Application batchIntake
- 02 · AnalysisAnalyse
- 03 · Sourced credit memoDraft
- 04 · Officer reviewReview
01In the suite
Six modules, one origination flow.
Adopt the whole suite or drop a single module into your existing LOS. Every module is API-first and self-hostable.
02Analysis / 02
Statement analyser
12 months of bank statements parsed in under 60 seconds: cash-flow, recurring obligations, anomalies.
Multi-bank ingestionRound-tripping detectionSalary regularity
03Profile / 03
Applicant 360°
Every signal, covenant and prior decision on one screen, with a recommendation and a full decision trail.
Bureau + income scorePolicy-fit scoringAudit timeline
04Verification / 04
Video PD
Hold the personal discussion over video instead of a field visit: identity and address verified, the call analysed, a standard report attached to the CAM.
Face + address matchGeotag + GPS lockCall analysis, auto-report
05Knowledge / 05
Policy chat
Underwriters ask, Newron answers, sourced from your policy book with page-level references.
Sourced answersAlways current
06Controls / 06
Deviation engine
Detects, classifies and routes deviations against your credit policy and tier override matrix.
Tiered overridesReason codesPre-fills deviationsMaker-checker
02Coverage
Built for the products you actually originate.
Pre-trained on Indian commercial and consumer credit. New products onboard in days, not quarters.
Commercial6 products
- Loan against property
- Overdraft
- Gold loan
- Equipment finance
- Revenue-based finance
- Line of credit
Consumer6 products
- Home loan
- Auto loan
- Loan against securities
- Personal loan
- Education loan
- Credit card
03In practice
What credit teams see in production.
66%
Reduction in TAT
200%
Productivity uplift
230k+
Hours saved
04How it fits
From application to decision-ready.
Newron sits between your LOS and your credit committee, automating the mechanical work so officers spend time on judgement.
- 01
Intake from your LOS
Intake
Application, KYC and bureau pulled automatically the moment a file is created.
- 02
Statement & document analysis
Analyse
12 months of bank statements parsed in under 60 seconds: cash-flow, recurring obligations, anomalies.
- 03
CAM drafted in your format
Draft
Sections written with citations; deviations flagged against your policy book.
- 04
Verification & remediation
Verify
Personal discussion held over video and attached; missing artefacts requested before review.
- 05
Officer review & decision
Decide
A clean recommendation with a complete, exportable audit trail.
05In their words
Newron’s AI CAM engine replaced weeks of human review with a 40-minute QC step. Our credit officers stopped reformatting Excel and went back to actual underwriting.
06Questions
Common questions.
Yes. Newron is API-first with REST + webhook surfaces and drops into your loan origination system without replacing it. Most integrations are live within a quarter.
Wherever you need it to. Newron self-hosts on your VPC, on-premise, or fully air-gapped. Your engineers keep the keys; compliance gets a complete audit trail.
The suite is configured to your policy book, formats and tier override matrix. Deviations are detected and routed against your own rules, not generic ones.
On the tasks we train for, our custom models score on par with frontier systems in our own evaluations, at a fraction of the inference cost, and every output is sourced and reviewable.
Let’s build what’s next
See Newron on your own credit files.
We'll spin up a sandboxed instance against a slice of your data and deliver a working pilot with eval numbers your team can trust.